To get a reverse mortgage loan, you must be at least 62 years old. In most cases, a current driver’s license is sufficient, according to reverse mortgage loan lending professionals.
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The Senior Specialists at Point Mortgage Company is committed to helping you with answering all your questions and if the reverse mortgage loan is right for you, closing your loan quickly and easily. These materials are not from HUD or FHA and were not approved by HUD or a government agency.
So, the shocking truth about reverse mortgage with condominiums is that even though you may not owe anything on your unit and you may meet the age requirements, the project may prevent you from being able to get a reverse mortgage. We see more projects being declined then approved at this time by about a 2 – 1 ratio.
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Reverse Mortgages: Reverse Mortgages through FHA’s Home Equity Conversion Mortgages (HECM) Limits a list to Lenders who have done a HECM within the past 12 months Rehabilitation: 203(k) Rehabilitation Mortgage Insurance Program Limits a list to Lenders who have done a 203(k) within the past 12 months
The materials on this site is not provided by, nor was it approved by the Department of Housing & Urban Development (HUD) or by the Federal Housing Administration(FHA). MortgageRewind.com LLC is a Duly licensed mortgage broker, as required by law, with its main office located at 249 Warren Ave., Suite H202, Silverthorne, CO 80497.
Reverse mortgages enable you to convert your home equity into cash, but while most homes are eligible, some are not. If you live in a condominium, your property and homeowners’ association may need to meet certain additional requirements in order for you to get a reverse mortgage.
Florida Reverse Mortgage Rates These rates are averages taken from data reported by the Department of Housing and Urban Development each month. Though it may not be possible for you to get the exact interest rates shown here, looking at the past few months of rates should give you an idea of what lenders in Florida should be offering you.
When applying for a reverse mortgage you will be working closely with a loan officer whose responsibility is educating you on the terms of the loan and your personal concierge through the process. Be sure to ask your reverse mortgage loan officer these six pertinent questions before you commit and begin the loan process.
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