Posted by Home Equity Theft Reporter at 12:01 AM 0 comments Links to this post Monday, September 14, 2015 Florida Appeals Court Slams Brakes On Sloppy Foreclosing Lender’s Attempt To Enforce Mortgage Where Only One Of Four Co-Owners Signed The Paperwork; Rejects Assertion That Non-Signatory Owners Ratified Mortgage Through Their Conduct
· The best rule of thumb is to limit your credit use until you’ve got confirmation that the title company has recorded you as the owner of your new home, and you have the keys in your hand. If you have an emergency like a car that breaks down, or incur a major medical expense that you don’t have the cash to cover, talk to your loan officer about strategies to avoid any last minute crisis with your home.
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Title Company – The title company researches the legal status of the property and issues title insurance. Title companies ensure that the seller is the legitimate owner or representative of the property and will tell you if anyone else has legal claims (liens) on the property, such as for unpaid taxes or an unpaid mortgage by a previous owner.