9 Things to Know About Homeowners Associations Restrictive rules and high fees are just some things to watch out for.

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The Best Florida Homeowners Insurance Companies. The National Association of Insurance Commissioners reports that Florida homeowners with a H03 policy pay an average of $1,993 per year, compared to the national average of $1,173.

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Homestead exemptions reduce property taxes for all homeowners by sheltering a certain amount of a home’s value from tax. Homestead exemptions are a progressive approach to property tax relief-that is, the largest tax cuts as a share of income go to lower- and middle income taxpayers.

 · I’m renting a place in Curacao in May that’s listed on VRBO and HomeAway and to avoid having to pay ridiculous hidden fees like this the owner arranges to receive payment via paypal with a “personal” money transfer (non-business) so that no fees are involved.

A lawyer with experience in this area can help you evaluate such concerns. Challenging an HOA Fee or Assessment. If you and your fellow homeowners decide to challenge the HOA monthly fees or a special assessment, look first to the HOA’s bylaws or other governing documents. These likely set forth internal procedures for such a challenge.

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